Real estate appraisal services for homeowners in the city of Port Orchard and Kitsap County

The top seven reasons why WA homeowners hire RWA Appraisals:

Pre-listing appraisals (whether you're using a real estate agent or selling the home on your own)
To challenge a WA property tax assessment
Remove PMI to cut your mortgage payment
To reinstate their Home Equity Line of Credit (HELOC)
Verify another appraiser's report
In the case of a WA divorce, when real estate needs to be divided
Determine the true market value of property in question to settle an estate

Own a home in or near Port Orchard, WA and need help deciding the value of it?
Contact RWA Appraisals.

We at RWA Appraisals understand the unique needs of a customer after appraisal services. Our regular business clients get the appraisal process and the customary "products" we deliver to them. But as a general consumer,you'll receive extra guidance and explanations through the appraisal process to more fully understand what we do and how we report our conclusions.

For Sale By Owner (FSBO)/Pre-Listing Services

It's very hard to be objective about your own house because of your emotional attachment to it. Our professional appraisers at RWA Appraisals are objective. We won't just tell you what you want to hear, we will tell you what you need to know. A professional appraisal is a crucial negotiating tool once you have a potential buyer, in addition to helping you set a realistic selling price so your house will attract buyers. The appraisal is something concrete to show the buyer. An appraisal is an independent third party's opinion of your house's value -- not just how much you think your house is worth. Potential buyers know you have an emotional attachment to your house and will be more likely to give credibility to an experienced appraiser's value assessment than yours.

Appraisals to remove PMI

PMI stands for Private Mortgage Insurance. A fashionable way to cut costs for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan is down below 80% of the value of your house. In most cases you can apply to a lender to have the PMI eliminated from your loan. At RWA Appraisals, we're veterans in helping consumers just like you rid themselves of unwanted PMI insurance.

Challenging Kitsap county's assessment of your property

Lets say you live in an area that's going down -- your local tax assessor may have your home overvalued. That means you are most likely paying more taxes than you should. Since your property assessment may likely go up again in the next period, the sooner you take care of things like this, the better off you'll be. When challenging your property tax assessment, getting an appraisal from RWA Appraisals is your best weapon.

Was your HELOC recently frozen?

Your lender just might make the decision to automatically freeze your home equity line of credit (HELOC) if your property is close to a declining area -- even if your specific property has not declined in value. Not only can this be difficult and inconvenient from a cash flow viewpoint, but it can be detrimental to your credit score since it may appear as though that credit line is maxed out. An expert appraisal from RWA Appraisals can help you reinstate your HELOC.

Field and Desktop Appraisal Review Services

Do you need a veteran appraiser to double-check your appraisal for precision, or do you desire a second opinion without the expense and delay of waiting for a whole new appraisal? We can go out and check the subject and comps in a field review. Or, if you need it in a rush, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide a retrospective review of any appraisal report you may have had in the past. Even though this is usually requested by banks, you may want to exploit this service if you suspect mortgage fraud related to your property.